The Best Way to Find a Great Florida Home Insurance Company
As the Florida home insurance crisis continues it is becoming more difficult to find a great Florida home insurance company.
Why?
Because most of the large, national, well capitalized Florida home insurance companies have all but left the market.
What is left for you as a consumer to consider is a very limited group of about 40 Florida homeowners insurance companies to consider.
Many of these Florida insurance companies have come into existence since the 2004/2004 Florida hurricanes. So they tend to be small, have no prior Florida hurricane processing experience, and do not have much surplus cash available to pay Florida hurricane claims. And since they are just starting up, they haven’t had any time to diverify their risk across both Florida and into other states.
What’s the best way to find a great Florida home insurance company?
Check out the Florida home insurance buyers guide located at:
The buyers guide helps you find, screen, and contact Florida home insurance companies still writing new business in your Florida county.
The guide contains only those Florida home insurance companies still writing new business in your county. These are private Florida home insurance companies that can keep you out of Citizens Property Insurance.
The guide also helps you to screen the companies by using a buyers guide rating that helps you stack rank each company and develop a short list of companies to consider. It also provides you with high level underwriting guidelines so that you get a good idea of which Florida home insurance companies will cover an older home or a home near the Florida coast. The Florida home insurance buyers guide makes it easy for you to figure out exactly who is interested in covering your Florida home. And it provides you with the information you need to contact both the Florida home insurance companies and the Florida homeowners insurance agents who represent them.
Best of all, the home insurance buyers guide saves you thousands because it allows you to get a Florida homeowners quote from every company in your county considering your type of home.
In short the buyers guide will help make sure that you don’t miss a great Florida home insurance company interested in covering your home.
That’s a risk you can’t afford to take during these difficult times.